A UPI ID (Unified Payments Interface Identifier) is a unique identifier used in the UPI system, which is a real-time payment system developed by the National Payments Corporation of India (NPCI). UPI enables instant money transfers between bank accounts through a mobile device.

A UPI ID typically looks like an email address, with a format such as name@bank. Here’s how it works:

Name: This is usually your chosen name or a mobile number.
@Bank: This part identifies the bank or the payment service provider. For example, if you bank with SBI, your UPI ID might look like yourname@sbi.
The UPI ID is linked to your bank account and allows you to send or receive money without needing to provide bank account numbers or IFSC codes, making transactions simpler and more secure.

To locate your UPI ID on Google Pay, follow these steps:

Open Google Pay:

Launch the Google Pay app on your mobile device.
Access the Profile:

Tap on your profile picture or your name initials in the top right corner of the screen.
Go to Payment Methods:

In the profile section, tap on the "Bank account" option.
View UPI ID:

Under your linked bank account(s), you will see your UPI ID listed. It typically looks like name@bankname.
Alternative Way:

You can also find your UPI ID by tapping on "Manage UPI IDs" under the bank account section, which will show all UPI IDs associated with that particular account.
By following these steps, you can easily locate your UPI ID on Google Pay.

To locate your UPI ID on Paytm, follow these steps:

Open the Paytm App:

Launch the Paytm app on your mobile device.
Go to the Profile Section:

Tap on your profile icon or the 'Profile' section located in the top left corner of the app.
Access UPI Settings:

Scroll down and select the "UPI & Payment Settings" option.
View Your UPI ID:

In the UPI settings, you will see your UPI ID, which is usually in the format yourname@paytm.
Manage UPI IDs:

You can also manage or create additional UPI IDs from this section if needed.
By following these steps, you can easily find your UPI ID in the Paytm app.

To locate your UPI ID on PhonePe, follow these steps:

Open the PhonePe App:

Launch the PhonePe app on your mobile device.
Go to Your Profile:

Tap on your profile picture or the profile icon located in the top left corner of the app.
Select 'Bank Accounts':

In the profile section, tap on the "Bank Accounts" option.
View Your UPI ID:

Under your linked bank account(s), you will see your UPI ID displayed. It usually looks like yourname@ybl (if using Yes Bank, which is the default for many PhonePe users).
Manage UPI IDs:

If you have multiple UPI IDs or want to manage them, you can do so from this section.
By following these steps, you can easily find your UPI ID on the PhonePe app.

To locate your UPI ID on the BHIM app, follow these steps:

Open the BHIM App:

Launch the BHIM (Bharat Interface for Money) app on your mobile device.
Go to the Profile Section:

On the main screen, tap on the three horizontal lines (menu) or directly tap on the profile icon, typically found at the top right corner.
View Your UPI ID:

In the profile section, you will see your UPI ID displayed under your name. It usually follows the format yourname@upi or yourname@bankname.
Manage UPI IDs:

If you want to manage or create additional UPI IDs, you can do so from the same profile section.
By following these steps, you can easily locate your UPI ID in the BHIM app.

Unfortunately, you cannot change your UPI ID by yourself. To update your UPI ID, you'll need to contact support at [email protected]. Please note that a fee will be charged for this service.

In the past, we allowed users to change their UPI ID on their own, but due to certain incidents, we had to disable that feature. You can learn more about the reasons behind this decision by watching this video: https://youtu.be/F51NycJwQeo

After watching the video, you have two options:

1. Create a New Account: You can register a new WhatsApp number, email address, and UPI ID, but please note that you won’t be eligible to receive cash prizes linked to your old account.

2. Pay the Fee to Update Your UPI ID: This will allow you to keep your current account and cash prizes intact.